All Credit score Card are tailor match to satisfy totally different expectations, however all of them have some options in frequent. These options enhance the performance and ease of utilization for these playing cards and offer you a greater buyer expertise.
Normal Chartered Financial institution in Singapore gives a variety of bank cards, all providing totally different advantages and rewards. Some concentrate on cashback, some on performance, whereas some solely concentrate on miles or procuring..
- Cheaper fund transfers: Transferring money by way of bank card is a expensive affair. Paying bank card payments and loans affiliated with different banks, transferring funds to different banks’ accounts usually attracts a mean of 24% p.a. rate of interest on the excellent stability. Once you switch funds by way of your Normal Chartered bank card in Singapore, you save curiosity costs. You possibly can switch a minimal of S$1,000 out of your Normal Chartered Credit score Card at zero% rate of interest by paying a one-time processing payment. The processing payment relies on the tenure of your transfers. The processing payment for a 6-month tenure is calculated at 1.99% (EIR at four.12%).
- EasyPay Instalment Plans: This characteristic means that you can convert all of your retail purchases above S$500 into 6 or 12-month interest-free instalments by paying a one-time service payment at 5% of the overall quantity transformed. This characteristic covers every kind of retail transactions, native or abroad and could be utilised by way of web banking or by calling the banking crew.
- Recurring Cost Plan: This characteristic means that you can consolidate all of your payments into one bank card cost plan. It saves you time and means that you can earn 360° Reward Factors and CashBack sooner the place it’s relevant.
- zero% Curiosity Instalment Plan: The zero% curiosity instalment plan can be utilized to handle your big-ticket purchases with no extra costs. It saves you time and means that you can earn 360° Reward Factors and CashBack the place it’s relevant. To make use of, ask for Normal Chartered zero% Curiosity Instalment Plan on the collaborating outlet and cost it to your Normal Chartered Visa or MasterCard bank card.
- The Good Life privileges: This options provides you entry to unique gives and privileges at greater than three,000 life-style Asian shops that supply eating, journey and life-style advantages. The privileges can be utilized by quoting “Normal Chartered Privileges” previous to ordering, making reservations or cost. For this characteristic to work, it’s essential to cost the cost via any Normal Chartered Credit score or Debit Playing cards.
- Cost administration plans: There are a number of methods you should utilize your Normal Chartered Financial institution bank cards to handle your funds and do them at your comfort. A few of these cost strategies are: PayNow, Apple Pay, Samsung Pay, Android Pay, Visa Checkout, Masterpass, Account-based ticketing, Faucet and Go, Visa payWave and extra.
- CardSafe Assure: Apart from following the frequent safety pointers, you’ll be able to depend on 3D safety by way of the usage of One-Time Password (OTP). This offers a further layer of safety to your transactions so long as the small print are up to date. The playing cards will also be arrange in a method that you’ll obtain an alert each time a transaction is made by way of your card.
All of the described options are free and are universally relevant on all SCB Credit score Playing cards. So irrespective of which bank card in Singapore you’re utilizing, you should have entry to those options in addition to the cardboard particular options. Playing cards such because the Visa Infinite Card, Limitless Cashback Credit score Card, Platinum Visa, Platinum MasterCard, SingPost Platinum Visa Credit score Card and extra all fall into this class.
Sebastian Taylor is a monetary advisor for banking merchandise, he has years of expertise in on-line advertising and marketing and content material writing. Presently he’s working with BankBazaar Singapore department, it goals in offering proper monetary merchandise and data in Singapore.